Personal loans

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9.1/10

Upgrade

Upgrade offers personal loans that are quick, easy, and perfect for consolidating debt, making a major purchase, or tackling home improvement projects. You can borrow anywhere from $1,000 to $50,000 with fixed rates ranging from 9.99% to 35.99% APR. Terms are flexible, from 24 to 84 months, and there’s no prepayment penalty, so you can pay off your loan early without any extra fees. Checking your rate is a breeze, takes just a few minutes, and won’t affect your credit score. Plus, once approved, funds could hit your account in as little as one business day. Ready to upgrade your finances? Click on the button to see more loan terms and apply now!
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Upgrade: Get a Fast Personal Loan up to $50,000
If you're looking for flexible personal loans, Upgrade may be the best way to go. With their flexible monthly payments and reasonable terms, Upgrade is the go-to option for anyone looking to score funding fast. Get up to $50,000, no hidden fees nor early repayment penalties.
Loan amounts
9.3
Approval speed
9.6
Interest rates
8.4
PROS:
  • Easy and extremely fast to apply
  • Fast funding
  • Flexible terms and monthly payments
  • No fee or penalty for early repayment
CONS:
  • Variable origination fee
  • APR may be quite high
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8.8/10

Upstart

Upstart is all about making personal loans quick, easy, and accessible—even if your credit score isn’t perfect! With Upstart, you can borrow anywhere from $1,000 to $50,000 with fixed rates between 7.8% and 35.99% APR, depending on your credit, income, and other factors. The loan terms are flexible, offering 3 to 5 years to pay it back, and there are no pesky prepayment fees if you decide to pay off early. Plus, checking your rate won’t impact your credit score. Most borrowers get instant approval, and funds can hit your bank account in as little as 24 hours. Ready to see what Upstart can do for you? Click below to explore your loan options and apply now!​
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Upstart Personal Loans: Almost Instant Funding (Quick Review)
With Upstart, you can borrow anywhere from $1,000 to $50,000 with fixed rates between 7.8% and 35.99% APR. What's more, approval is almost instant and after getting approved, you'll receive your funds within 24 hours.
Loan amounts
9
Approval speed
10
Interest rates
7.3
PROS:
  • Instant approval
  • Get your loan within 24 hours
  • Flexible rates
  • Personal loans up to $50,000
CONS:
  • APR may be quite high
  • High minimum loan amount for people from MA ($7,000)
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