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6.4/10

BadCreditLoans.com

BadCreditLoans.com connects you with lenders offering loans from $500 up to $10,000, making it a great choice when you need cash fast. Whether it’s covering unexpected expenses or consolidating debt, their network of lenders can offer loans with terms ranging from 3 to 72 months. Rates vary by lender, and there’s no collateral required, so you don’t have to worry about putting up your car or home as security. The service is free to use, and you can complete the application online in just a few minutes. Ready to see your options? Click on the button to get started and find the right bad credit loan for your needs!
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BadCreditLoans.com: Easy Way to Find Bad Credit Funding
BadCreditLoans.com works like a middleman that connects you to right lenders. Finding a loan with bad credit is tough, and that's exactly where this service comes in handy, as it connects you to a network of suitable lenders. Just one online form and you may get connected with the right lender to get a bad credit loan up to $10,000.
Loan amounts
5.6
Approval speed
8.3
Interest rates
5.3
PROS:
  • Easy way to connect with right lenders
  • Bad credit funding up to $10,000
  • Service is completely free to use
  • Simple online form
CONS:
  • Not a lender nor broker, just connects to lender network
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9.1/10

Upgrade

Upgrade offers personal loans that are quick, easy, and perfect for consolidating debt, making a major purchase, or tackling home improvement projects. You can borrow anywhere from $1,000 to $50,000 with fixed rates ranging from 9.99% to 35.99% APR. Terms are flexible, from 24 to 84 months, and there’s no prepayment penalty, so you can pay off your loan early without any extra fees. Checking your rate is a breeze, takes just a few minutes, and won’t affect your credit score. Plus, once approved, funds could hit your account in as little as one business day. Ready to upgrade your finances? Click on the button to see more loan terms and apply now!
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Upgrade: Get a Fast Personal Loan up to $50,000
If you're looking for flexible personal loans, Upgrade may be the best way to go. With their flexible monthly payments and reasonable terms, Upgrade is the go-to option for anyone looking to score funding fast. Get up to $50,000, no hidden fees nor early repayment penalties.
Loan amounts
9.3
Approval speed
9.6
Interest rates
8.4
PROS:
  • Easy and extremely fast to apply
  • Fast funding
  • Flexible terms and monthly payments
  • No fee or penalty for early repayment
CONS:
  • Variable origination fee
  • APR may be quite high
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8.8/10

Upstart

Upstart is all about making personal loans quick, easy, and accessible—even if your credit score isn’t perfect! With Upstart, you can borrow anywhere from $1,000 to $50,000 with fixed rates between 7.8% and 35.99% APR, depending on your credit, income, and other factors. The loan terms are flexible, offering 3 to 5 years to pay it back, and there are no pesky prepayment fees if you decide to pay off early. Plus, checking your rate won’t impact your credit score. Most borrowers get instant approval, and funds can hit your bank account in as little as 24 hours. Ready to see what Upstart can do for you? Click below to explore your loan options and apply now!​
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Upstart Personal Loans: Almost Instant Funding (Quick Review)
With Upstart, you can borrow anywhere from $1,000 to $50,000 with fixed rates between 7.8% and 35.99% APR. What's more, approval is almost instant and after getting approved, you'll receive your funds within 24 hours.
Loan amounts
9
Approval speed
10
Interest rates
7.3
PROS:
  • Instant approval
  • Get your loan within 24 hours
  • Flexible rates
  • Personal loans up to $50,000
CONS:
  • APR may be quite high
  • High minimum loan amount for people from MA ($7,000)
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